Not sure where to start? This quick, no-pressure quiz will help you understand if you're on the right track for an FHA loan — no credit check, no personal info required.
We’ve helped thousands of homebuyers get approved with flexible FHA guidelines, and we’re here to help you too.
Whether you’re buying your first home or making a move, this quiz is a great first step.
Find out if you might qualify for an FHA loan in just a few simple questions.
Takes less than 60 seconds. No strings attached.
Based on the information you provided, you appear to meet many of the general requirements for FHA loan eligibility.
Keep in mind that this is just a preliminary assessment, and lenders may have additional criteria.
Verify Your FHA Loan EligibilityBased on the information you provided, you meet some of the requirements for an FHA loan, but there are a few areas that might need improvement:
Areas to work on:
Based on the information you provided, there are several important areas that don't currently meet FHA loan requirements:
Key areas to address:
Don't worry! Our loan specialists can help you understand your options and create a plan to improve your eligibility.
Verify Your FHA Loan EligibilityFHA loans continue to be one of the most accessible mortgage options available, especially for first-time homebuyers.
With flexible credit requirements, low down payment options, and government-backed support, they open the door to homeownership for millions each year.
Some of the top reasons buyers choose FHA loans include:
Just 3.5% down with a credit score of 580 or higher.
More forgiving standards for credit history and debt.
Available for 1–4 unit primary residences.
Option to use gift funds for down payments and closing costs.
If you're wondering whether this loan type is a good fit for your financial situation, this quiz is a great place to start.
The FHA Loan Eligibility Quiz gives you a general idea of whether you're likely to qualify based on current guidelines.
Your answers help highlight the key areas lenders review — such as credit score, income stability, and debt levels.
Once you complete the quiz, you’ll have a better sense of:
How close you are to qualifying.
What steps you can take to improve your chances.
Whether FHA financing might be a realistic path for you right now.
You’ll also have the option to speak with an FHA loan specialist for a more detailed review. No pressure, no commitment — just helpful guidance from real experts.
We work with experienced FHA-approved lenders who understand the ins and outs of this program.
If you’re serious about buying a home — or just exploring your options — we’ll match you with someone who can walk you through every step.
Here’s what you can expect:
Clear answers to your questions.
Guidance on next steps based on your quiz results.
Help reviewing income, credit, and home goals.
No cost, no obligation to move forward.
The path to homeownership can feel overwhelming, but you don’t have to do it alone.
Whether you’re months away from applying or ready to get pre-approved, understanding your eligibility is a powerful first move.
Take the quiz, explore your results, and let’s figure out the rest together.
